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Blogs > kzoopair > Take two- they're small

The NPR White People's Introduction to Poverty by PD
 

sweet_VM 65F
81699 posts
1/17/2016 11:23 am

 Great post today KZ with some awesome pics too. When I was growing up I didn't have much but I am living the dream now. Saving and good planning is what it took. got the mortgage paid off before I retired and then downsized and reinvested that money into something that could make money. For me all is good now. I never want to live in at that level again. hugssssss V
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kzoopair 73M/71F
25831 posts
1/17/2016 1:04 pm
    Quoting sweet_VM:
    Great post today KZ with some awesome pics too. When I was growing up I didn't have much but I am living the dream now. Saving and good planning is what it took. got the mortgage paid off before I retired and then downsized and reinvested that money into something that could make money. For me all is good now. I never want to live in at that level again. hugssssss V
This is Bill answering now- we've both been up and down, V, my wife and I. Our last divorces were financial ruin, but we ended up together and that's more important to us. When I was young I lived out of a backpack for years, and it might kill me to go back to that!

Huggggggs B
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slow_n_easy_007 53F
302 posts
1/19/2016 3:51 pm

 I myself have lived with less, made it work, and happy at that. I try to live modestly now having gone through that.

"Your idea of a romantic evening involves a candlelight spaghetti dinner with canned Ragu sauce, Velveeta, and a fresh bottle of Wild Irish Rose." a few years back I let a guy cook me dinner and it was along those lines. I just smile and thank him and move on to the bedroom for fun....
Be always at war with your vices, at peace with your neighbors, and let each new year find you a better man.
--Benjamin Franklin


kzoopair 73M/71F
25831 posts
1/19/2016 4:19 pm
    Quoting  :
PD's behind in her responses...lol.
I know you've been raising Pidge on your own. I also know you don't forget where you've been.
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kzoopair 73M/71F
25831 posts
1/19/2016 4:24 pm
    Quoting slow_n_easy_007:
    I myself have lived with less, made it work, and happy at that. I try to live modestly now having gone through that.

    "Your idea of a romantic evening involves a candlelight spaghetti dinner with canned Ragu sauce, Velveeta, and a fresh bottle of Wild Irish Rose." a few years back I let a guy cook me dinner and it was along those lines. I just smile and thank him and move on to the bedroom for fun....
Thanks for your comment, S.E.. We've had to make do with less too, and we're OK with that. It's easier together than it would be alone. But PD was feeling a little like "Told you so!" when she wrote this. Lots of middle class folks thought they were special, that it could never happen to them, because they were "good" people. Only lazy good for naughts fail. Now a lot of them are having to rethink that.
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canyaz 56F
17128 posts
1/21/2016 9:46 am

 When I prepare taxes for someone on social security, I have a hard time not being pissed off. Someone over 65 living on $12000.00 a year, especially women. Just ridiculous to think survival is possible. If there is any kind of medical issue, most likely medications will wipe out the monthly food budget. I have been poor. It costs a lot of money to be poor. You pay to cash your pay check. You pay to get money orders, you pay late fees, you pay higher interest. You pay more medical. The list goes on and on. I could so soapbox this issue! Thank you for sharing. I read the transcript from NPR.
No easy fix but we have to start somewhere. I try to educate my younger tax clients about savings and preparing for tomorrow.
There is a difference between a good BJ and a bad BJ.
canyaz


kzoopair 73M/71F
25831 posts
1/23/2016 6:02 am

 You get it- "It costs a lot of money to be poor." Many hospitals have had a habit of charging more for care of patients who have no insurance. It's an accounting write-off gimmick, but the very people who are living on the edge are buried with even more debt. It's predatory, and wrong.
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smartasswoman 66F  
35813 posts
1/23/2016 3:37 pm

 It's nice to have a sense of humor about it

(and you guys may be poor but I think you live better than this...)


kzoopair 73M/71F
25831 posts
1/23/2016 3:46 pm
    Quoting smartasswoman:
    It's nice to have a sense of humor about it

    (and you guys may be poor but I think you live better than this...)
Oh, we're rollin' in the green stuff now, comparatively speaking. But we know people who've never had it tough, and other people who've forgotten that they ever had it tough, and think it was all by dint of their own hard work that they had good luck. We can have an impact on our own lives, but bad shit also happens to good people.
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kzoopair 73M/71F
25831 posts
1/29/2016 8:31 pm
    Quoting joisygirl:
    Growing up I never realized I was poor. The only thing that kept a roof over our heads and food on the table was a widow's pension from Social Security and the Veterans Administration. As an adult I believed we were well off, but it was just an illusion, because I had so much more than living on assistance provided. I once lost a job and health insurance and realized just how vulnerable we are. My husband found a job that included health insurance and moved several states away. It took him only two weeks to locate a job with benefits allowing him to give two weeks notice before leaving a very good job working for a friend. It was the highest income he'd ever had, but there was no health insurance and we could not buy it at any price. I remained in my job for another 9 months until the position was terminated. I also tried to sell our house but was unsuccessful, probably because the houses on either side had gone into foreclosure. We rented the house for two years, but there was so much damage it cost $17,000 to repair it in order to sell it for far less than it was worth. In the transition, we went from having a paid off home to one with a $50,000 mortgage. We've now paid off this mortgage with a portion of a small inheritance.
And it gets harder and harder every day.
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